Valuation Methods To Calculate Commercial Property Value

11.17.16

Have you ever wondered why a real estate property is worth what it is? Nowadays, we can simply pull out our mobile device and visit a number of web sites that can instantaneously give us their presumptions of a real estate property's value. But how did they come up with those numbers? It does not have to be a mystery. Understanding how a property is valued provides important insight that can affect the decision to buy, sell, or hold onto a property.

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What You May Not Know About Commercial Hard Money Loans

11.16.16

In elementary terms, a hard money loan is any loan that has a tangible asset as its collateral. Hard money loans are sometimes called “bridge loans,” “private loans,” “short-term loans” and “no-document” or “no-doc” loans. In effect, hard money loans are secured loans, and commercial hard money loans are backed by the borrower’s commercial property. Hard money loans differ from traditional loans in that factors like a borrower’s income and credit history are not considered in the approval process.

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Stalled Loan Financing: What Can a Commercial Mortgage Broker Do?

11.16.16

A borrower comes to you with what you think is a fairly straight-forward request for a commercial mortgage loan. You help them get all of their paperwork together. You contact your commercial lenders, submit the paperwork, and you think you're all set. Over the next couple of months you get a few additional questions which you immediately reply to with the corresponding information. However, six months later, still no loan closing in sight and your calls to the bank are put through to voicemail. You realize you're stalled. Now What??

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Commercial Finance Association 72nd Annual Convention: Nov 9th - 11th 2016

11.11.16

Do you understand the fundamentals of "factoring"? Do you know what to discuss with an Asset-Based Lender? Can you perform a "borrowing base" calculation? Could you provide "advanced collateral control" if someone asked you to?

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How the 2016 Presidential Election Will Effect Real Estate Financing

11.11.16

The 2016 Presidential election has been full of surprises and unexpected revelations. "Unexpected" is the key word of this election with the introduction of an increasing number of unsettled elements furthering an air of uncertainty. Election years do generally create some uncertainty in the business world which can translate into the postponement of large-scale decisions. While this generally can translate into a reduction in business activity, it has not yet been evident in the activity data for the commercial real estate market.

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Commercial Bridge Loans: 3 Things You Need to Know Today

11.11.16

According to the Chinese zodiac, 2016 is the year of the fire monkey. It was thereby predicted that this year would present a shift into rapid innovation and intelligent, heart-centered action. There certainly has been a great of deal of change and activity so far this year and, with the Presidential elections coming up, even more change is on the horizon.

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What Are Commercial Mortgages?

11.11.16

A commercial mortgage is a legal agreement that offers a conditional right of ownership by an owner to a commercial lender if rules of payment described in the mortgage note are not met. Though the terms "commercial loan" and "commercial mortgage" are used interchangeably (even within the commercial finance industry), they are technically different.

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Commercial Real Estate Financing - Outlook and Overview

10.29.16

According to recent data, the commercial real estate market is continuing to improve while at the same time conventional banks are growing increasingly conservative in their lending practices. So how does today's real estate developer find the financing they need to take advantage of the strength in the commercial marketplace?

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Commercial Hard Money Lenders vs Traditional Lenders

10.07.16

A borrower's financial and circumstances and commercial real estate financing goals will often determine the use of either a commercial hard money lender or a traditional lender to provide property financing.  Here is a comparison between the two lending options.

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Bridge Loans - A Viable Financial Solution

10.06.16

When buying a commercial real estate property, waiting for the first property to sell in order to close on the new property is not always practical. Hard money bridge loans can be used to fill the time gap and make these transactions work. Bridge loans offer fast and short term financing solutions.

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