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Real Estate Investing 101: Do Commercial Hard Money Loans Really Work?

02.21.17

Thinking about getting into commercial real estate investing? Our crash course on hard money loans will give you all the basics to get started confidently.

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What You May Not Know About Commercial Hard Money Loans

11.16.16

In elementary terms, a hard money loan is any loan that has a tangible asset as its collateral. Hard money loans are sometimes called “bridge loans,” “private loans,” “short-term loans” and “no-document” or “no-doc” loans. In effect, hard money loans are secured loans, and commercial hard money loans are backed by the borrower’s commercial property. Hard money loans differ from traditional loans in that factors like a borrower’s income and credit history are not considered in the approval process.

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Commercial Hard Money Lenders vs Traditional Lenders

10.07.16

A borrower's financial and circumstances and commercial real estate financing goals will often determine the use of either a commercial hard money lender or a traditional lender to provide property financing.  Here is a comparison between the two lending options.

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Hard Money Lenders Vs Private Money Lenders

10.05.16

Hard Money Lenders vs Private Money Lenders - Riverdale Funding is privately-funded hard money lender and there are distinctions that set them apart from individual private money lenders.

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Is it Wise to Increase Your Credit Limit?

09.01.16

What are the benefits of having a higher credit limit and can it hurt your credit score or your ability to get credit in the future? Once you have built up your credit, you unlock many financing options. Many banks & financial institutions will want to offer you credit, but should you take it?

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When Can Real Estate Investors Apply for a Hard Money Loan?

10.09.15

“When should you consider applying for a commercial hard money loan?” At Riverdale Funding, the answer is, "when you are ready, we will be ready to help you get funded quickly". A commercial hard money loan is a valuable financing option if you are a commercial real estate investor looking for a short-term loan to quickly fund a property purchase or if you are a commercial real estate owner who needs to refinance a commercial property but does not fit within conventional lender guidelines.

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