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What Is The Current Commercial Mortgage Rate

09.05.17

Find the current commercial mortgage rate depending on the asset class, loan-to-value, associated index rate & more. Updated monthly in 2017 to keep you informed.

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3 Differences of Hard Money Lenders vs Real Estate Crowdfunding

01.12.17

While these two options have grown in popularity year over year as viable alternatives to conventional lending, many investors are still a bit fuzzy on what differentiates the two. Here is how Real Estate Crowdfunding and Hard Money Lenders are different.

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What is Asset Based Lending?

12.28.16

The term “Asset-Based Lending” is expanding to also describe alternative commercial real estate financing.  This type of lending primarily uses the value of the real estate property to be used for collateral as the determining factor in providing a loan.

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Turn To Hard Money Loans When Your Bank Says No

10.05.16

You might be one of the many real estate investors that needs money to make a transaction happen but gets denied by a bank. When you bank says "no" or if your loan is stalled, Riverdale Funding is here to help.

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Hard Money Lenders Stepping In For You

10.05.16

Commercial Hard Money loans helped the market heal after the Great Recession. Many investors hand equity available to take advantage of buildings that were priced for very high returns. Traditional lenders were not willing to lend or offered unreasonable terms. While traditional lenders encouraged a market paralysis, hard money lenders stepped up.

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How To Decide On A Hard Money Lender

10.05.16

There are times when going to a bank is not an available option to get a loan. When looking for a hard money lender it is important to not limit your search to only "neighborhood" banks. Riverdale Funding can lend across the country on a variety of commercial property types.

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Why Choose A Commercial Hard Money Loan Over A Traditional Bank Loan

10.05.16

When applying with a traditional bank, borrowers will have to go through a strenuous financial background check. This makes the approval process a long and uphill battle. Commercial hard money loans on the contrary are less strenuous and quicker to approve. You do not need to have a stellar credit score to be approved.

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What Does LTV Mean?

10.05.16

It is important to understand loan-to-value or LTV before applying for a loan. LTV refers to how much of a property's value a lender is willing to lend. A property's appraisal is typically assessed by an appraiser.

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Hard Money Broker Partner With Lender

10.01.16

Best practices for Hard Money Brokers partnering with Lenders. With the resurgent economy, many investment opportunities are arising and savvy investors are looking to profit. Commercial hard money lenders, like Riverdale Funding, offers alternative lending solutions to investors. Riverdale Funding welcomes partnerships with mortgage brokers.

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Hard Money Loans vs a Bank Loan. What's the Difference?

09.28.16

By outlining the basic lending practices of banks and hard money lenders, it will be easier for a borrower to undestand their differences. Commercial hard money lenders offer short term loans that require less paperwork. Hard Money lenders use your real property as collateral for their loan.

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