Riverdale Funding is proud to be known as a trusted provider of hard money commercial loans throughout the Old Dominion State of Virginia.  Riverdale Funding is a direct private lender that specializes in issuing commercial bridge loans on various types of real estate throughout Virginia.


Flexible Commercial Loan & Financing Programs

As a private money commercial mortgage lender, Riverdale is able to offer flexible loan programs that can be tailored to meet a borrower’s financing needs. Unlike conventional lenders, Riverdale Funding uses asset-based lending for real estate, which means we base our loans solely on the real estate value, not the borrower’s credit score, financials, or income.

We accept ball credit scores and we do not require a borrower to provide financial statements – making our loan processes quick and easy. Riverdale Funding is proud to offer commercial mortgage brokers, commercial real estate investors, and business owners throughout Virginia fast approvals and even faster closings. Unlike conventional lenders who ask for an exorbitant about of paperwork and take a long time to process a loan request, we realize that commercial real estate transactions can be time-sensitive; therefore, we get you to closing quickly.

Call now to speak with one of our expert representatives about your commercial loan request in Virginia. You will receive a FREE over the phone property and loan evaluation. You can also submit a loan application online to obtain financing for your commercial real estate project in Virginia.





Riverdale Funding provides commercial loans on the following types of commercial properties in Virginia:

  • 1-4 Family residential investment properties / Non-Owner Occupied (NOO)^
  • Multifamily (Apartment Building)
  • Office Building
  • Mixed-Use
  • Retail
  • Strip Center
  • Free Standing Commercial
  • Warehouse
  • Light Industrial **
  • Self-Storage **
  • Improved Land
  • Others considered on a case-by-case basis

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, Utah
** These and other commercial property types not listed above will be considered on a case-by-case basis.



Our loan programs are applicable for these commercial loan types:

  • Refinance
  • Cash-out
  • Purchase


We offer the following hard money commercial mortgage terms in Virginia:

  • Loan amounts from $250K-$5MM+ (larger loan amounts considered)
  • Up to 65% LTV
  • Short term financing, 1-3 year terms / interest only
  • Brokers protected
  • No upfront fees



The Virginia Commercial Real Estate Market

The Commonwealth of Virginia has played a major role in the history of the United States since its beginning. Virginia was the first of the 13 original colonies, which makes it rightfully referred to as the “birthplace of a nation”.  Virginia was built by many businesses, trade, manufacturing, and real estate development that required commercial financing. To this day, the Commonwealth continues to be a gateway for successful business ventures.

Virginia continues to offer a solid foundation for major corporations and entrepreneurs due to its pro-business economy and convenient location. More than 700 companies from around the world call Virginia home and 21 of those companies can be found on the Fortune 500 list. Big name players like Freddie Mac, Dollar Tree, CarMax, Capital One Financing, Advance Auto Parts and Northrop Grumman all have headquarters in Virginia. In the past 5 years, $4.6 billion has been invested in the Commonwealth of Virginia. With these factors, it’s no wonder commercial real estate investors look to this southern state to build and diversify their real estate portfolio.

Northern Virginia cities like Richmond, the capital of Virginia, have an economy similar to that of Washington, D.C. and Arlington. Finance, law, government, banking and the highest concentration of Fortune 500 companies in the country contribute to the economic success of Northern VA. Real estate investors have realized the vibrancy of the Richmond area and continue seeking commercial investment opportunities in each of its market sectors.

Call now for commercial real estate financing in Virginia!