Riverdale Funding is a direct hard money lender offering alternative financing on commercial properties in New Mexico.  We are a “top choice” commercial hard money lender for commercial mortgage brokers and real estate investors throughout New Mexico.  As an alternative commercial lender, Riverdale Funding is able to provide commercial loans for deals conventional lenders would turn down and close in a timeframe that banks cannot match.
Furthermore, we do not require any financial documentation to be provided by a borrower and we accept all credit scores.  We can do this because Riverdale Funding’s commercial real estate loan programs are asset-based, meaning that our loan terms are based primarily on the value of the commercial real estate.
For more information about Riverdale Funding and how hard money lending works, visit our About Us. You can also call and speak directly with one of our experienced account executives!


(888) 368-4983



Riverdale Funding has purchase, refinance, and cash-out financing options available for a multitude of commercial property types:

  • 1-4 single family investment properties (NOO) titled to an LLC or Corp ^
  • Multi-family/apartment buildings
  • Mixed use
  • Improved (not raw) land
  • Office
  • Retail
  • Other property types will be considered on a case-by-case basis

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, and Utah.


Riverdale Funding offers the following terms in New Mexico:

  • Up to 65% LTV (loan to value)
  • Up to 50% for improved land
  • Loan amounts starting at $250K-$5M+ or more
  • Interest only
  • 1-3 year loan terms



The New Mexico Commercial Real Estate Market

New Mexico, known as the Land of Enchantment, is a diverse southwestern region with a prevalent Spanish flare due in part to its history of ownership under Spain. It has the highest percentage of Hispanic residents and 2nd highest Native American population.

The demand for commercial real estate investments offering a high return rate is at an all-time high. At this time in the market, there are more buyers and investors than sellers. The strongest division in the commercial real estate market is the retail sector. Multiple high-end retail plazas are under construction. There is more retail space available than ever before. An aging population throughout New Mexico is increasing the need for “senior housing” or “assisted living facilities.” Currently, at least five different senior housing facilities are either under construction or under review for plan approval.

Call Riverdale Funding today for assistance with all of your commercial real estate needs in New Mexico.
Click here to submit your loan application online. 


(888) 368-4983