Minnesota Hard Money Loans

Looking for Minnesota Hard Money Lenders?


Minnesota hard money lenders usually offer a variety of asset-based commercial loans for real estate investors. The loans are used to finance commercial or multi-family residential investment properties*. As the 12th largest state in the U.S., real estate opportunities abound in Minnesota. In most cases, MN hard money loans are the optimal choice for real estate developers, property “flippers” and any other investor with pending real estate opportunities.

Apply online for a commercial hard money loan in Minnesota, or over the phone at 1-888-368-4983.

Qualifications for Commercial Hard Money Loans in MN

Traditional lending institutions such as banks are constrained by government regulations and their own bylaws as to the types of real estate loans that they can make. By contrast, Minnesota hard money lenders do not suffer from this handicap. Instead, they can lend on any commercial property, or multi-family residence* deal that they feel provides an adequate return for the risk.

While hard money loans in MN still require all the legal documentation necessary to protect the rights of the lender and the borrower, the entire loan process is greatly expedited because the loan is based almost entirely on the value of the property, rather than credit history or employment. Loan decisions are not subject to an oversight board or a committee decision but are usually made by a single person.

Qualifying properties for Riverdale Funding, LLC loans include:

  • Retail properties
  • Commercial buildings
  • Industrial space

MN Hard Money Loan Terms

One of the most attractive features of Minnesota hard money lenders is the versatility of their loans. Terms are as flexible as the lenders themselves because the lenders are actually making the decisions. For example terms can include the following:

  • Variable length from 1-3 years or longer
  • Interest rates starting at 11%
  • Loan to Value ratios of 65%
  • Loan amounts range from $250,000 to $5 Million

Of all the Minnesota hard money lenders, Riverdale Funding provides the most flexible loans, the quickest response and best customer service. Let our expertise, resources and experience help you achieve your real estate financial goals.

*Non-owner occupied 1-4 family properties in a corporate or LLC name are not eligible in Minnesota.

Apply online or over the phone at 1-888-368-4983.