Riverdale Funding is a leading hard money commercial private lender throughout the “Pine Tree State” of Maine.  We offer the following types of commercial loans to real estate investors and commercial mortgage brokers:

1. Purchase 
2. Refinance 
3. Cash-out 

Investors and brokers choose Riverdale Funding for all their commercial real estate transactions in Maine because approvals are quick, with minimal requirements, and there are never any hold-ups to close.  In fact, closings with Riverdale Funding typically occur within two weeks or less.  All commercial loans are asset-based, which means that the decision process is based primarily on the value of the asset being used as collateral, not the borrower’s personal financials or credit.  Bad credit or no credit does not disqualify you from receiving a commercial loan from Riverdale Funding. 

Unlike traditional lenders, private mortgage lenders like Riverdale Funding can tailor all commercial loans to meet the specific financing needs of all borrowers. We lend from our own portfolio, which gives us complete control of all funds allotted. 


Riverdale Funding issues commercial property loans against the following types of real estate in Maine: 


  • 1-4 Unit Single Family Investment / Non-Owner Occupied (NOO)^
  • Multifamily ( 5+ Units Apartment Buildings)
  • Office Building
  • Mixed-Use Property
  • Retail 
  • Strip Centers
  • Improved Land
  • Other property types not mentioned will be considered on a case-by-case basis


^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, and Utah.


We offer the following loan terms in Maine: 


  • Loan amounts from $250-$5M+ or more
  • 1-3 year terms/ interest-only
  • Up to 65% LTV
  • 50% LTV on improved land


For more information on Riverdale Funding and private alternative lending, download our free e-book, or check us out online. You can also submit your loan application directly on our website. 

Call now to speak to one of Riverdale Funding’s account executives to further discuss our asset-based loan program options. 

(888) 368-4983


The Maine Commercial Real Estate Market

Maine, New England’s northernmost state, appeals to many regardless of the season. Outdoor and beach lovers alike travel to Maine for its beautiful landscape and fresh seafood.  While Maine might be small and recognized for its contiguous geography, the commercial real estate market in major cities are seeing growth and success.  Each sector of the commercial real estate market is going strong, accompanied by overall low vacancy rates and a multitude of construction and expansion projects in the works.  Maine real estate professionals expect to see an increased demand in food-related industries and retailers.  The lack of office space available increases the demand for new office construction projects, which in turn will open the doors for new financial, technology and business opportunities.  Investors looking to add variety to their investment portfolio, need to look no further than Maine.  From oceanfront investments to Class A downtown office buildings, the state of Maine has all types of commercial properties to fit your commercial real estate needs. 

(888) 368-4983