On the islands of Hawaii, Riverdale Funding’s asset-based lending programs for commercial real estate puts borrowers at ease knowing there are financing options available that are determined solely by the value of the investment property; rather than its income, financials or borrower credit score.

Riverdale Funding is proud to be a top choice hard money commercial lender for real estate investors and mortgage brokers in the State of Hawaii. We pride ourselves on assisting local and mainland investors with commercial real estate bridge loans to finance their Hawaii real estate projects, such as: purchases or refinances, and emergency cash-outs for investment opportunities.

Riverdale Funding is a direct lender that can tailor commercial real estate loans to fit a borrower’s need. We offer loan amounts starting at $250,000 up to $5MM or more, depending on the real estate.

If you’ve been turned down by other lenders for a commercial real estate loan, Riverdale Funding can help.



We provide commercial loans on the following types of commercial properties in Hawaii:

  • 1-4 Family Investment / Non-Owner Occupied (NOO)^
  • Multifamily (Apartment Building)
  • Office Building
  • Mixed-Use
  • Retail
  • Strip Center
  • Improved Land
  • Free Standing Commercial
  • Warehouse
  • Light Industrial **
  • Self-Storage **

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, Utah
** These and other commercial property types not listed above will be considered on a case-by-case basis.

Apply now on our website or give us a call to speak with one of our friendly and knowledgeable account executives to receive your free commercial property loan evaluation and get approved today. For more information about hard money lending, download our complimentary EBook.




The Hawaii Commercial Real Estate Market

Hawaii, the Aloha State, became the 50th and final state to be added to our union, and the only state comprised entirely of islands. Life in Hawaii offers a culture, climate, and community unlike any other. While this chain of islands may be small, Hawaii’s population of 1.4MM+ surpasses most populations of the contiguous states. This number is separate from the 8.2MM visitors that Hawaii sees yearly. Therefore, as expected, tourism is the top income-producing industry throughout the islands. Hawaii entertains tourists from around the world all year long. Coming in 2nd and closely related to tourism, the service industry, including hotels, resorts, personal services, and real estate account for Hawaii’s thriving economy.

If you’re buying a commercial property in Hawaii, plan on a big price tag, but expect an even bigger ROI. Hawaii is the mecca for commercial real estate investors looking for a big ROI and continuous yield on their investment from a high cost of living, and expensive leasing and rental rates. Hawaii’s commercial real estate market has seen a spike in past years thanks to multiple residential towers being built in Honolulu. Real estate professionals predict that economic and real estate activity should last at least until 2019 due to multiple upcoming construction and building plans. The commercial real estate market in Hawaii Is used to seeing a diverse group of buyers and investors, nationwide and worldwide. Office space is also limited and competitive in Hawaii. Vacancy rates throughout Hawaii office buildings are at an all-time low. Whether you’re looking to purchase or refinance an existing mortgage, Hawaii has a plethora of investing and finance options. Trust Riverdale Funding to provide you with commercial real estate financing for all your real estate transactions in Hawaii. We have commercial loan types to fit every real estate scenario.

Call us now to get started with your commercial hard money real estate loan application in Hawaii!

You can also visit our website to learn more about Riverdale Funding and see our most recent loan transactions.