Riverdale Funding specializes in providing alternative commercial real estate loans in South Carolina to commercial real estate investors and mortgage brokers who are looking for the type of financing and fast service conventional lenders cannot provide.

Need a fast loan closing to secure a purchase of an office building in Colombia, South Carolina?  No problem.  Do you have a commercial refinance loan that has been turned down by your bank or another lender?  Riverdale Funding can provide the financing.

Riverdale Funding is a true asset-based lender.   This means our decision to provide a commercial loan is not based on a borrower’s credit score, financial statements, or income.  In fact, we accept all credit history and do not require a borrower to provide financial statements.  We base our decision to lend primarily on the value of the commercial property being offered as collateral.  


Customized Commercial Loan Solutions to Fit South Carolina Borrowers

Riverdale Funding is a direct lender with our own portfolio from which to lend from.  This means that we have complete control of the funds we lend and we are not restricted by multiple levels of approvals or a loan committee.  We are able to tailor our loan offering to work with a borrower’s needs.  Regardless if a borrower is looking to purchase a retail center in Charleston, SC or seeking to refinance an apartment building in Lexington County, Riverdale can provide funding quickly and easily.



We offer loans for a variety of commercial mortgage needs in South Carolina:

  • Refinances
  • Purchases
  • Cash-out


The following loan terms are offered on South Carolina commercial real estate loans:

  • Up to 65% LTV / 50% LTV for improved land
  • 1-3 year loan terms / interest-only
  • Loans starting from $250K-$5M+


Visit the Riverdale Funding FAQs page for more information or submit your loan application online and have one of our expert account executives contact you shortly.





The South Carolina Commercial Real Estate Market

The growing population and rising employment rate are contributing factors to the success of South Carolina’s commercial real estate market. These factors have also been attributed to the expansion in the retail property and office building market sectors. National and local retailers are expanding into the denser submarkets of South Carolina to accommodate expanding residential developments and student housing spaces. New developments in places like Charleston, SC are already reaching full occupancy, causing rental rates to push higher and in turn making the city’s commercial real estate more attractive to investors.
In the Eastern region of South Carolina, the “salt life” attracts tourists and investors alike. South Carolina boasts 187 miles of beautiful coastline. Top coastal destinations in South Carolina include but are not limited to:


  • Hilton Head
  • Folly Beach
  • Isle of Palms
  • Charleston
  • Pawley’s Island
  • Myrtle Beach


Whether investors are looking to purchase real estate for rental income or just to diversify their portfolio, Hilton Head has proved to be a solid area to invest in. Hilton Head has ample opportunity for short term and long term rental income. Particularly the short-term summer seasons can produce lucrative return-on-investment within Hilton Head. In fact, Hilton Head was recently ranked #5 as one of the “Best Markets to Buy a Home” by Yahoo Finance.  
Riverdale Funding Is the right solution for South Carolinian hard-money commercial mortgages.  Whether you’re interested in the purchase or refinance of a coastal single family investment home, a high-rise residential tower, or a Class A commercial office building, Riverdale Funding is the best source for a hard money commercial loan.
Call Riverdale Funding now to hear more about our private money commercial loan programs for South Carolina.