Riverdale Funding is an alternative private money lender that issues hard money loans for commercial real estate throughout the state of Maryland.  We offer various alternative commercial real estate financing programs to meet the needs of our borrowers and affiliated brokers.  Whether you are looking to refinance your current commercial property or your vision is to purchase one, Riverdale Funding can assist you with all your commercial real estate financing needs.

 Riverdale Funding is a direct asset-based lender, which means our decision to lend is primarily determined by the value of the commercial real estate offered as security.  As an asset-based lender, we are able to accept all credit (even bad credit or no credit) and we do not require our borrowers to provide financials.   Moreover, being able to provide financing on time-sensitive real estate transactions is our specialty.  Unlike traditional lenders, Riverdale Funding understands that the real estate market does not stand still.  A lengthy loan process and endless paperwork is cumbersome and can be a barrier to achieving one's goals.  Our loan process is streamlined and borrower friendly.

Brokers, we realize our business thrives off your partnership and repeat business. Therefore, we protect all brokers in every transaction and promise a top-notch customer service experience at all times.

For more information on our asset-based commercial real estate financing programs, visit our commercial real estate loans page.



Riverdale Funding offers the following loan terms throughout the state of Maryland:

  • Loan amounts starting at $250K-$5M+ or more
  • No financials
  • No minimum credit score/ all credit accepted
  • Up to 65% LTV (loan to value)
  • Up to 50% LTV for improved land
  • No loan committees/ common-sense, in-house underwriting


Riverdale Funding provides loans on the followings types of commercial properties:

  • 1-4 Family Investment / Non-Owner Occupied (NOO)^
  • Multifamily (Apartment Building)
  • Office Building
  • Mixed-Use
  • Retail
  • Strip Center
  • Improved Land
  • Other property types will be considered on a case-by-case basis

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, and Utah.


Call us today for your FREE property evaluation to determine if you qualify for one of our asset-based commercial real estate financing programs. Also, don’t forget to request one of our broker packets to become a Riverdale Funding affiliated broker.


(888) 368-4983



The Maryland Commercial Real Estate Market

The state of Maryland is home to famous folks like Babe Ruth and the best crab on the East Coast. The Mason-Dixon Line separating the North and South, originally drawn in 1760, can be found in between Maryland and Pennsylvania. Maryland’s largest city, Baltimore, is home to one of the largest U.S. seaports with a population of 620,000 people.

Maryland’s economy is expecting continual growth thanks to upcoming apartment conversions, construction in major metropolitan areas, and a flourishing new art scene. A large group of startup businesses are making Maryland’s high-traffic downtown areas their home. The demand for office space is high and vacancy is low, with an expected 1.9 million square feet of new property scheduled for construction. Thanks to urban-dwelling millennials and new lucrative start-ups, the time to invest in Baltimore commercial real estate is NOW.  The positive market trends in every sector are not showing any signs of slowing down.  

Submit your loan application online or call Riverdale Funding today for all your commercial real estate needs throughout Maryland.


(888) 368-4983