Riverdale Funding offers true asset-based hard money loans for commercial real estate in North Carolina.  Our loan amounts and approvals are not based on your credit score or financials, but rather rely on the value of your real estate investment property. Whether it’s refinancing your current commercial property or purchasing another investment property in North Carolina, Riverdale Funding can provide a fast loan closing with one of our commercial bridge loans.

Our loan amounts start at $250K and go to $5MM, with a Loan-to-Value up to 65%.  A loan request that exceeds $5 million, is still doable and will be considered on a case-by-case basis.


Riverdale Funding provides commercial loans on the following types of commercial properties in North Carolina:

  • Apartments
  • Industrial
  • Office
  • Retail
  • Mixed-Use
  • Special-Use
  • Hotel / Motel
  • 1-4 Unit Residential (Non-Owner Occupied under a Corporation or LLC name)


Our loan programs are applicable for these commercial loan types:

  1. Refinance
  2. Cash-out
  3. Purchase
  4. Blanket
  5. Bridge


Apply now or give us a call today and one of our expert representatives will provide you with a FREE commercial loan evaluation.

If you have been turned down by other lenders for a commercial real estate loan, Riverdale Funding can help.




The North Carolina Commercial Real Estate Market

From the Appalachian Mountains to the Atlantic Coast, the Tar Heel State of North Carolina, has something to offer all levels of commercial real estate owners.  The history, culture, natural beauty, beaches, mountain tops and thriving economy statewide make North Carolina a leading location for business.  In 2016, North Carolina was rated #9 in the U.S. for per capita personal income.  Raleigh, specifically, was rated #2 by for “Best Places for Business and Careers”, by Forbes.  The investment opportunities are endless when it comes to real estate, from oceanside condos to large-scale metropolitan office buildings, North Carolina is a real estate investor’s playground.

North Carolina boasts the sixth longest coastline in the United States and is home to over a dozen popular “beach towns” that tourists call their annual vacation spot.  Emerald Isle, Wrightsville Beach, and Topsail Island are a few main coastal destinations in North Carolina with some of the most desirable real estate and highest rental rates for in the nation.

If you are a real estate investor interested in properties with Mountain views, North Carolina has got you covered.  In the Appalachians Mountains, you can find areas like Banner Elk, Blowing Rock, Boone, Beech and Sugar Mountain, which are all ideal locations for investors to look for purchasing real estate with income capabilities.

For real estate investors who prefer to own properties in more urban areas, Charlotte, North Carolina’s offers many investment opportunities that are surrounded by an ever-expanding landscape of high-rise condos, office buildings and infill retail centers.  Competition is rising for vacant commercial space in Uptown.  The commercial real estate market in Charlotte is booming and industry professionals don’t see the fire burning out anytime soon. Since 2012, 4,093 apartments have been constructed and another 4,000 commercial buildings are currently under construction this year.  The city of Charlotte is a perfect blend of “big-city” appeal with Southern charm.

Real Estate Investors in North Carolina often choose loans to finance the purchase or refinance of their commercial property, especially when the competition for desirable property is intense. While private lenders fees may be higher initially than conventional lenders, most savvy investors focus on a property’s return on investment and the lender’s ability to close a loan quickly.

Riverdale Funding is proud to be the #1 source for financing commercial real estate deals in North Carolina.