Riverdale Funding is an alternative commercial mortgage lender that specializes in providing asset-based commercial real estate financing throughout the State of Delaware. We provide hard money loans to borrowers looking for a fast closing or to those who do not qualify for conventional financing options.


We offer commercial loans on the following types of commercial real estate in Delaware:

  • Multi-Family (Apartments)
  • Retail
  • Office Building / Office Space
  • Mixed Use
  • Free Standing Commercial
  • Special Use
  • Light Industrial **
  • 1-4 Family Non-Owner Occupied investment properties ^

^ Riverdale Funding cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, Utah
** These and other commercial property types not listed above will be considered on a case-by-case basis.


Commercial mortgage brokers, real estate investors, and business owners in Delaware who are looking for commercial real estate financing utilize Riverdale Funding’s private money lending for a variety of reasons:

  • Fast turn-around time from loan submission to loan closing
  • Flexible Underwriting
  • All Credit Accepted
  • No Financials Required
  • No Income Verification
  • Less Paperwork
  • Less Hassle





The Delaware Commercial Real Estate Market

Delaware’s prime location, coastal access, and easy admittance to three other bordering states makes it a perfect hub for business, transportation, manufacturing, and commercial real estate investments. Delaware consists of two major land regions: The Piedmont and the Atlantic Coastal Plain. Even though Delaware is the 2nd smallest state, the variances of topography and landforms found throughout Delaware ensures the availability and option for every type of real estate for investment purposes. Wilmington is Delaware’s largest city and home to over 70 thousand people. Wilmington is also conveniently located within commuting distance to Philadelphia, PA, and Baltimore, MD. Thanks to its perfect location for all things business, Delaware’s commercial real estate market is continuing its strong performance that has carried over since 2015. Industrial properties specifically are experiencing record lows for vacancy rates according to real estate market professionals. The commercial office market is also seeing positive results so far throughout 2016. Rental rates are steadily increasing, therefore activity in investment sales has also seen exceptional growth. Since the beginning of 2016, Wilmington, DE has seen an expansion in the type of commercial real estate investor looking to purchase property there.

Commercial Loan Closing Showcase

Riverdale Funding offers loans for commercial real estate throughout the state of Delaware. While Delaware offers both class A and B commercial real estate properties for purchase, the state also has many luxury single family investment homes on the coast for investors who seek rental income from their investments.

For example, this charming residential investment property was recently renovated and is bringing in steady rental income. The owner of this property came to Riverdale for a cash-out refinance. We were able to provide this borrower with the needed short-term financing they needed to pay off their current first position mortgage when conventional lenders could not.

LOAN AMOUNT: $617,500
LOAN PURPOSE: Cash-out refinance



Get Started on Your Commercial Loan Application Today

Riverdale Funding is a premier hard money commercial mortgage lender and we can assist you with all of your real estate projects in Delaware. Our commercial loan amounts start at $250,000 and range up to $5MM. Larger loan request will also be considered. We offer 1-3 years’ loan terms that are interest only, and we lend up to 65% LTV.

Call us now to speak with any expert account executive and receive a FREE personal asset evaluation or submit your loan application online and be contacted by a Riverdale Funding representative today.