Who We AreRiverdale Funding, LLC specializes in providing time-sensitive commercial hard money loans to real estate investors and mortgage brokers who are looking to fund the purchase or refinance of commercial properties and non-owner occupied investment properties. We offer our alternative lending services to clients throughout many states across the country.
We understand that not every borrower has the time to go through a lengthy loan process and some borrowers have circumstances that make them unable to qualify for a loan with a conventional commercial lender. In this fast moving and competitive commercial real estate market, Riverdale takes pride in being able to provide its borrowers with workable financing solutions when conventional lenders cannot.
To our referring commercial mortgage broker and clients, we provide a common-sense underwriting approach to lending that focuses on the individual needs and circumstances of each borrower we do business with.
We are a reliable direct private lender that has our own source of money and we make all of our lending decisions in-house. Because of these facts, we can provide referring mortgage brokers and borrowers who do business with Riverdale Funding, with four specific advantages:
- More efficient loan process - We use a common sense approach to underwriting that is based on the value of the commercial property being offered as collateral. We do not have a loan committee or require multiple levels of review in order to approve a loan.
- Faster loan closings - We are able to close faster because Riverdale Funding is a true asset-based lender. We do not require tax returns, financial documents, and we accept all credit history.
- Availability of funds - Riverdale Funding has funds that are ready and available to lend.
- Ability to fund loans with special circumstances - Riverdale Funding is a private direct lender and is not beholden to strict regulatory requirements the way conventional banks are. We understand not every borrower has perfect credit, not every property is a stabilized Class A project, and that a quick closing can mean the difference between owning a property or losing it. Contact us now to submit your loan scenario.
Our management team has over 35 years combined experience in the real estate and mortgage fields. Due to our extensive knowledge base, we can accommodate a wide variety of commercial real estate financing needs and we know how to close loans fast.
What we Can OfferRegardless of a borrower's credit history, credit score or financial circumstances, Riverdale Funding has the capacity to offer commercial bridge loans from $250,000 to $5,000,000 (Higher loan amounts can be provided on a case-by-case basis). The loans we make are for the purchase or refinance of commercial real estate and 1-4 family non-owner occupied investment properties. Regardless of a borrower's credit score, or financial history, Riverdale Funding can offer financing based on the value of the commercial real estate asset.
As an experienced commercial bridge loan / hard money lender, Riverdale Funding has helped hundreds of people across the country achieve their commercial property goals - and we can do the same for you.
Our expert staff is ready to assist you. Contact us now to discuss your financing needs.
- All Credit History Accepted
- No Financials Required
- Fast Approvals
- Loan-to-Value (LTV) up to 65%
- 1-3 Year Terms, Interest Only
- Flexible Underwriting
- Competitive Rates
- Broker-Friendly / Broker-Protected